Top contender for worst app of 2015

Figuratively, 2.37 trillion steps to do a simple recharge.
Try to recharge, fail, add money, otp, recharge, no confirm option for recharge, but another otp for promo, apply promo, fail, then go back to to paytm
I wonder who is funding this guy!!

imsandy about MobiKwik: BHIM UPI & Wallet